Best Beaches in New Jersey

When it comes to choosing the best beach to go to at the Jersey Shore, the decision might be difficult because of the vast selection of incredible locations.  New Jersey is home to many of the most iconic beaches in the country and because of that, people from all over the tri-state area flock to Jersey beaches in the summer time.  We are going to try to select the top five beaches worth visiting and spending your day/night enjoying the iconic jersey shore atmosphere.

 

5. Wildwood

Wildwood is one of the more popular shore hangouts because of its beautiful beach and almost 2 mile long boardwalk. There’s something to do for everyone in the family.

4. Spring Lake

Spring lake, located just south of Belmar/Lake Como, is a nice and quiet beach which makes it a prime spot for summer rentals for friends and families.

3. Long Beach Island (LBI)

LBI is a popular spot for Jersey shore natives who want to go a little more south. Sometimes it can be crowded, but the wide beaches make up for it and it is a great place to learn how to surf.

2. Asbury Park

This shore community has been revitalized and has become a popular day/night life destination with several excellent restaurants, bars, and a great music scene.  With new places opening every month, Asbury Park is worth a visit.

1. Cape May

Cape May has been called “One of The Prettiest Beach Towns” in the country by Conde Nast Traveler. It is the perfect destination families and couples alike.

 

You can’t go wrong with any of these choices as they highlight the best of the Jersey Shore. While this list may only be the top 5, there are dozens of great beaches to see this Summer!

Monmouth County Compost Piles

 

Recycling and doing your part to save the planet is more important than ever.  Depending on the type of work you do, much of the waste generated during your average day can be recycled, such as office paper, cartridges from computers and printers, cardboard, glass, metals, plastics, wood, construction material, and other waste.

Monmouth County Recycling and the Park System have come together to develop a home composting demonstration site located in Deep Cut Gardens in Middletown, NJ.  You can learn practical composting tips in a 45-minute workshop at the Backyard Composting event for Monmouth County residents.  There are composting units which are both commercially available and home-built so that you can choose the composting system that best suits you.

 

Benefits of Compost Piles

There are many benefits to compost piles for both your home and for the environment in general.  Compost can create a rich fertilizer for your garden and yard.  In a small amount of time, your composted scraps become a nutrient-rich, organic fertilizer that can be sifted and used to improve all aspects of your landscape.  In addition, it is also an economic benefit since you no longer have to purchase fertilizer at the store, and gardens fed with compost also require less water and less fertilizers to produce the same amount of growth as a garden without composted matter.  Compost can reduce toxins as well.  Soils that have been exposed to toxic mater, like pesticides, regenerate into healthy soil faster if composted soil is added to the mix.  It also prevents the spread of these contaminates into water sources and nearby plants.  In addition, composting can also reduce pollution!  By keeping organic matter out of landfills, it reduces the amount of methane production happening in garbage disposal areas in the county.

Monmouth County Parks

Monmouth County’s Park System offers several fantastic parks to visit.  From Seven Presidents Oceanfront Park in Long Branch to Historic Walnford in Upper Freehold, the park system offers over 30 parks to choose from.  All parks are open from 7 a.m. to dusk, and change seasonally or depending upon special activities in a park.

Turkey Swamp Park, located in Freehold, is a 2,263-acre wooded park that was acquired and developed with campers in mind.  The major attraction of this park is the 17-acre lake which is great for fishing, boating, and ice-skating.  The park also features miles of trails, an archery range and playgrounds for the kids!  Much of the park is forested by pitch pine and oak trees with an understory of bracken fern, pepper bush, blueberry, and catbrier.  Many of the plants and animals associated with the NJ Pine Barrens can be found at Turkey Swamp Park.

Manasquan Reservoir, located in Howell, is a source of water for municipalities and utilities for Monmouth County.  However, it is a great park with a ton of activities to do.  The 770-acre reservoir is part of a larger 1,208 acre site that includes wood and wetlands, a 5-mile perimeter trail, fishing and boating areas, and a visitor center.  In addition, there is also a 1-mile nature trail, playgrounds, ice-skating in the winter, and kayak and rowboat rentals.  Spend the day fishing, boating, or walking the trails at this beautiful spot in southern Monmouth County.  The Manasquan Reservoir is now the most visited site in the Monmouth County Park System, over one million visitors come to the Manasquan Reservoir every year.

These are only a couple of the parks that Monmouth County has to offer. To learn more about the parks, visit the Monmouth County Parks website. The parks are a great way to explore on nature walks, as well as meet new people and explore different interests with a handful of activities to choose from.  Get out and take advantage of the park system today!

Meet The Michael Gutman Real Estate Team

Our primary practice is residential real estate.  We can provide representation to buyers and sellers of residential homes as well as be the trusted team to support a Real Estate Agent.  Our office is properly staffed to handle the complex needs of today’s real estate closing.  We have a team of 5 full time professionals.

When a new contract arrives, Sharon reaches out to our client to let them know we are in receipt of their contract and send them a welcome letter and buyer or seller questionnaire.  Sharon also is there after the closing, as part of our post closing process, sending out deeds and title policies to clients.

Our attorney, Michael Gutman, reaches out to every client to personally review the contract and sends out an attorney review letter customized to our client’s needs.

We have three paralegals working as a team to keep every file moving …

Jennie Davis works closely with clients regarding home inspections and tracking the various contingency dates.

Denise Remeta spearheads our OPRA requests in an effort to find open permits and the like. Denise is a primary point of contact for callers ensuring our clients get personal attention.

Denise McGurk who’s been a paralegal for over 35 years is qualified as a title producer and underwriter.  Her background in title and navigating the often complicated issues of deeds, mortgages, and estates is unparalleled. Denise coordinates the closing with the title companies, lenders, attorneys, and our real estate agents.

It takes a team to get to the closing table.  We are extremely proud of our dedication as a team to helping our clients through the trials, tribulations, and joy of buying or selling their home.

Whether you are a first time home buyer or a Real Estate Agent, our team can be relied on to ensure that your real estate transaction runs as smoothly as possible.

Monmouth County Golf Courses

Nothing beats enjoying your day with a few buddies and a good round of golf.  Monmouth County offers six golf courses to choose from and you can’t go wrong with any of them.  Each year more than 200,000 rounds are played on their courses and their facilities can accommodate golfers of all skill levels.  They include five championship 18-hole courses, two 18-hole executive courses, a 9-hole par 3 course, and three warm-up ranges.  Monmouth County also offers a golf card rewards program: starting November 1st, rewards rounds can be redeemed at any golf course, seven days a week, starting at 11 AM.  The points will expire at the end of the calendar year if not redeemed.

Monmouth County has six courses to choose from:

Bel-Aire Golf Course is a 27-hole facility that is open year-round and is also a great course to learn the game of golf in a fun and relaxed setting.

Charleston Springs Golf Course is a 36-hole course with extensive bunkering, multiple water hazards and pristine maintained greens.

Hominy Hill Golf Course is considered the crown jewel of the Monmouth County Park System.  It is often rated as New Jersey’s number one public golf course, and has been rated as one of New Jersey’s “10 Best Golf Courses for the Money”.

Howell Park Golf Course has a rustic setting, manicured fairways, and fast-sloping greens that provide a golfing experience often associated with private clubs.  This par 72 course is repeatedly ranked among the top 50 public courses in the country.

Pine Brook Golf Course is an excellent 18-hole, par 61 executive-length course.  In 2012, the course was the first in the park’s system to be designated as a junior-friendly facility with an additional set of forward tee markers and an adjusted score card.

Shark River Golf Course is the last of the bunch.  It features tight, narrow fairways; deep-faced bunkers; and small, well-protected greens.  This course offers a stern but fair test to all golfers.

“For Sale By Owner” Transactions

When you are in the market to purchase a home, you will inevitably come across some properties that are “For Sale by Owner”. In that type of situation, real estate agents aren’t involved but that doesn’t mean you should avoid the property entirely! A real estate attorney can help you navigate the waters of the transaction. Here are just a few reasons that hiring a real estate attorney is necessary for this type of transaction:

 

Real Estate Attorneys Already Know The Procedure

When it comes to the purchase itself, you have to file the correct documents, follow a specific procedure, know your rights, and much more. A real estate attorney already has the experience and knowledge to manage the process and paperwork for you. It saves you time and risk to partner with a real estate attorney for this reason alone!

 

You Should Have Legal Representation

Even if you are involved in a traditional purchase, during many of the phases of the transaction an attorney would still be involved. “For Sale by Owner” transactions are much more complicated due to the absence of real estate agents and require more input from attorneys.

 

A Professional Real Estate Attorney Has Your Best Interest in Mind

Like any real estate purchase, “For Sale by Owner” sales come with some risks that need to be carefully analyzed. Hire an attorney to keep your best interests in mind and to help you avoid unnecessary risks.

 

We can’t stress enough that hiring a real estate attorney is essential in any real estate transaction. However, when it comes to “For Sale by Owner” transactions, attempting to complete the transaction without an attorney present could prove to be much more challenging than if you were to hire one. Contact us today to have representation through the entire transaction!

Importance of Hiring A Home Inspector

Performing a home inspection on a property that you are interested in purchasing is a very important part of the home buying process. The home inspection can shine a light on any major repairs that the house may need prior to the closing. Without it, a buyer is taking a risk that could cost thousands of dollars after the closing. Most real estate attorneys highly recommend using a home inspector prior to the purchase. Home inspectors are reliable professionals that are held to high standards in order to ensure you receive a competent, high quality inspection. Below are just a few reasons why all buyers should perform a home inspection on any prospective property:

Training and Experience

Home inspectors are required to pass a national test, complete close to 200 hours of training courses, and perform 250 supervised inspections prior to receiving their license. This thorough training period should reassure home buyers that the home inspector they choose to hire will be more than competent when performing the inspection.

Obligation and Recording

The individual who inspects your home not only has a duty and obligation to look for certain things, but they are also required to record everything. This helps to ensure an accurate inspection. Home inspectors generally have years of experience preparing these reports in order to confirm that nothing is missed.

Peace of Mind

By performing a home inspection, you can be fairly certain that the next home you purchase will not come with thousands of dollars in repairs you weren’t expecting. In some very rare cases there are flaws that are missed however, the chances of a certified home inspector missing a major flaw is extremely unlikely.

 

For more advice on home inspections and all things Real Estate, feel free to contact Michael L. Gutman today!

 

Role of A Real Estate Agent During A Purchase

The purchase of a real estate property is one of the largest financial transactions that will occur in your life. One of the most important steps you can take to make the process as smooth and hassle free as possible is to hire an experienced and trustworthy real estate attorney.  The services provided by an attorney during the transaction are essential to the process.

Services Provided by A Real Estate Attorney:

The real estate attorney you choose will have many important functions to perform throughout the transaction, such as:

  • Drawing up a real estate contract or reviewing a realtor prepared contract that will be satisfactory to you, as well as any other parties involved in the transaction.
  • Making a thorough examination of the land records to be sold in order to ensure the legality of the transaction.
  • Overseeing the details of the entire transaction. A great deal of documentation is involved in the real estate purchase process and many important aspects of the transaction.

For the above reasons, and many more, hiring an experienced real estate attorney is a strongly suggested part of the process.  Purchasing a property with an attorney at your side can keep one of the most exciting times in your life less stressful. Contact Michael Gutman today at 732-431-0300 to have a professional attorney at your side that will ensure the purchase of your dream home!

TRID Forms

Over the years, home buying has become much more transparent.  The TILA/RESPA Integrated Disclosure forms, also known as “TRID” forms, represent one of the additions that have made the home buying process much clearer.  This form ensures that all of the pertinent information regarding the property closing is disclosed and easy to understand – all within one document.  The following information is just some of the information that you’ll find on a TRID form:

Closing, Transaction, and Loan Information

The first section of the document lists the basic information about the real estate purchase.  This section not only covers information such as closing cost, names of those involved in the transaction, etc., but it also includes the specific information regarding the buyer’s loan terms.

Costs at Closing

This section’s purpose is to ensure that the buyer is fully aware of all of the costs due at the time of the closing.  A total amount is listed along with a detailed list of the fees included within that total.  In addition, there is a total amount of “cash to close.” This is the amount of cash that needs to be transferred to the seller on the closing date.

Summaries of Transactions

This section discloses the amounts associated with the real estate transaction between the borrower and seller, together with closing costs.  It also lists the amounts due to/from the buyer and seller.

Loan Disclosures

The loan disclosures are the “fine print” details of the transaction.  This includes information on the assumption of the loan, demand feature, late payment, negative amortization, partial payments, escrow information, and additional loan information.

Loan Calculations, Other Disclosures, Contact Information

First, the “Loan Calculations” section provides information regarding the total amount that will be paid over the course of the payment schedule and any additional charges that will inevitably occur throughout the course of the loan.  Next, you’ll find the “Other Disclosures” section, which includes information on the appraisal, contract details, liability after foreclosure, refinancing and tax deductions. Finally, the contact information of everyone involved in the transaction is listed in case any follow up is needed.

 

While the TRID forms provides a lot of the basic information and figures, it usually takes hundreds of pages of paperwork to finalize everything found on the TRID form.  Ensure that you have an experienced, professional attorney at your side during the entire buying or selling process.