The real estate cycle has four basic phases. Understanding how these phases work and identifying when the market is going through each one can elevate your ability to spot a good investment or to recognize when it’s time to move on. Let’s take a look at each of these phases. The Recovery Phase The recovery phase …

Refinancing your home can be overwhelming, but the amount of money you could save on interest and monthly payments is worth the headache. You always have the option of refinancing without the help of an attorney to save money, but this is one expense that is entirely worth it. Let’s take a look at why: …

The homebuying process can be complicated and overwhelming. In this article, we’re going to take a look at the closing process, particularly some of the most common closing costs. Closing costs are money due at the time of the closing of a real estate transaction during the transfer of the property title from the seller …

Fall in New Jersey is beautiful. The bright orange, yellow and red leaves, the crisp cool air- it’s the perfect time to enjoy the outdoors and explore the local charm. Here are some fun fall activities to check out in Monmouth County. Kayaking the Manasquan Reservoir Kayaking doesn’t just have to be a Summer activity. …

Selling your home at any time of the year is a daunting task, but some seasons may have benefits over others. Let’s take a look at some benefits of selling your home in the Fall. Less Competition Summer is usually the most popular time for buyers to look for a new home. Listing your home …

Picking your own pumpkin from the pumpkin patch is one of the best parts of Fall. Here in Monmouth County, we are lucky to have several awesome pumpkin farms where you can find your own Jack o’ Lantern candidate. Here are some of the best farms for pumpkin picking in Monmouth County. Remember to call …

Selling your home is a significant event. It can be overwhelming to pack up your belongings and open up your house to strangers who could be potential buyers. Specific unspoken rules are usually followed during the open house process. Let’s take a closer look at open house etiquette when selling your home. Don’t Be There …

A short sale in real estate refers to a property that sells for less than what the owner owes on the mortgage. The lender has agreed to take the “short” amount of what’s owed and take a loss. A homeowner might use a short sale if they can no longer make the monthly mortgage payments …

Floods happen suddenly and can be dangerous and damaging. If you own a house, you may need to consider purchasing flood insurance to protect you when the unexpected happens. What is flood insurance? Typically homeowners insurance does not cover damage as a result of a flood, it is one of the main exclusions. Flood insurance is …

Homeowner’s insurance is a necessity for anyone who has purchased their own home. It not only significantly helps lesson financial burden during a weather emergency or an unexpected occurrence that may cause damage to your home, but it also may be required by your lender for certain types of home loans. So what kind of home insurance should …